Home Insurance

Penticton Home Insurance

Underwriters will walk you through all the possible home insurance variations until you know exactly what’s covered and what’s not. We’re experts at helping you understand the fine points in insurance and financial policies. When you work with Underwriters, you’ll be advised on the best options available to you and we will custom tailor your policy to fit your specific lifestyles and needs. Underwriters will help you understand the differences in policies so you are making an informed decision.  For example, some home insurance policies only cover what they have listed in print. This is generally referred to as a ‘standard policy’. ‘Broad policies’ refer to policies that cover a broader range of risks, however, unlike standard policies they list what is not covered. Finally, a ‘comprehensive policy’ covers all risks, yet still may have other exclusions. Count on Underwriters to help you make the right decision for YOU!

All homeowner policies have exclusions or limitations like jewellery. Underwriters will  help you identify these items and find reasonably priced supplementary protection. For example, if we have a heavy downpour that causes the storm sewers to back-up, flooding your basement and damaging your rugs and furniture, you may be surprised to find out that your policy excludes this coverage entirely. Our insurance advisors are here to help you understand these potential pitfalls and will recommend ways to avoid ‘coverage surprise’.

Why Do You Need Tenants Insurance or Condo Insurance?

Condo and tenant insurance in Penticton keeps you protected against the worst-case scenarios. As a tenant or condo unit owner, you will be responsible if your actions are deemed to have caused damage to:

  • Your apartment or condo
  • Your neighbours’ apartments
  • The apartment building
  • Any element of the property

Condominium Insurance

Your condominium strata or corporation has insurance, so you may wonder why you need your own coverage. Here are some excellent reasons:

  • Your condominium corporation’s insurance policy only covers items that are part of the building. You need your own insurance to protect the upgrades (improvements) you, or prior owners of your unit, have made inside your unit such as better carpets, flooring and kitchen/bathroom upgrades etc.
  • Your condominium corporation’s policy will not cover your personal contents.  You need insurance for your furniture, artwork and other personal belongings. Finally, and perhaps most important of all, you need to protect yourself against personal liability for injuries to visitors to your home or for damage you accidentally cause to your neighbours’ property.

Tenant Insurance

The owner of the property you’re renting almost certainly has insurance on the building itself. They may also have insurance coverage for certain items inside your rental unit, such as the carpets, light fittings and appliances. So you may wonder why you need insurance coverage too. Here are two key reasons:

  • Your landlord’s insurance will not cover your personal belongings. Your furniture, jewelry, artwork, entertainment equipment and other valuable belongings will not be protected.
  • You may not be protected against personal liability should you accidentally damage a neighbour’s property or should someone be injured while visiting your home.

Trust Underwriters Insurance Brokers in Penticton to find you competitively priced tenants and condo insurance coverage.  For over 50 years, our insurance advisors have been finding best condo and tenants insurance based on your unique needs.

Get a Tenants or Condominium quote now, or Contact Underwriters Insurance. We’d be happy to answer any questions you may have about tenant or condo insurance. We’ll work with you to find the best insurance coverage, so you can enjoy the peace of mind that comes with knowing you’re completely protected.


Choose Underwriters for your Penticton Home Insurance Needs.  Contact Us Today!

  • We work for YOU – not the insurance company.
  • We are a Locally Owned and Operated Business – serving Penticton and surrounding area for over 50 years.
  • We Shop the Market for You – finding you with the best combination of protection and price.
  • We are Insurance Professionals – providing decades of quality advice and experience.
  • Live Customer Support – if you have a problem, we are right there help…24/7/365
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414 Ellis Street, V2A 4M2 T. 250.492.4320  TF. 888.225.6633 info@underwriterspenticton.com
Mon-Fri 8:30am-5:00pm | Sat 9:00am-1:00pm | Closed Stat Holidays

1222 5th Ave, V0E 2Z0 T. 250.566.4464
TF. 888.225.6633 info@underwritersvalemount.com
Mon-Thur 9:00am-5:00pm | Fri 9:00am-6:00pm | Closed Stat Holidays


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