Home Based Business Insurance in Penticton

Home Based Business Insurance Penticton

Does your homeowner’s policy cover your home business?

Your homeowner’s policy is not designed to adequately cover your business, regardless of how large or small your business may be. Some insurers offer an endorsement for small home-based businesses. Commercial insurance is the best option for any business. You must also advise your home insurance representative when you start a home-based business such as a daycare. Your home is no longer what it was when you originally insured it: it’s now a home and a business.

If your business is home-based, do you need liability coverage?

Yes. Liability is perhaps, the greatest risk with a home business. Most businesses provide some product or service for which they are For example, a courier may slip and be injured on your icy walkway while delivering a parcel addressed to your home business. If you damage someone’s scalp with a hair treatment in your home salon or if a client trips on the stairs to your basement office, you may find yourself in a legal mess. While the personal liability portion of your homeowner’s policy will not provide coverage for such events, commercial liability insurance would cover most damages awarded against you and would pay the legal costs to defend you in a lawsuit.

Underwriters Insurance Penticton invites you to come and speak with one of our knowledgeable insurance advisors to determine which business insurance makes the most sense for you and your home based business.

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#DYK - L and N drivers are not allowed to use their phones at all, even hands-free? That includes streaming music, using maps or GPS. #EyesFwdBC #icbc#DYK - L and N drivers are not allowed to use their phones at all, even hands-free? That includes streaming music, using maps or GPS. #EyesFwdBC ow.ly/AdP630nQu21 ... See MoreSee Less

3 days ago  ·  

City of Penticton - Municipality
With winter still upon us, it's important to know the responsibilities of the City and citizens when it comes to snow removal. Check out the Snow Removal video to learn more about what the City does when it comes to keeping the streets and sidewalks clear during winter.
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4 weeks ago  ·  

Penticton VEES
GAMEDAY: The Vees host the Langley Rivermen to the South Okanagan Events Centre (SOEC) for the only time this season at 6:00. Tonight's game is brought to you by Royal LePage Locations West Realty.

Get your tickets from the Valley First box office here: tinyurl.com/y2oa96ew

Donate $2 to the South Okanagan Similkameen Brain Injury Society and receive a paper airplane to throw on the ice during an intermission for a chance to win some prizes!

Preview: www.pentictonvees.ca/preview-vees-need-rebound-game-against-langley
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1 month ago  ·  

Penticton VEES
GAMEDAY: The Vees host the Wenatchee Wild Hockey to the South Okanagan Events Centre (SOEC) tonight at 7:00. Tonight's game sponsor is Real Canadian Superstore.

Grab your tickets from the Valley First box office here: tinyurl.com/y7327qz2

Preview: www.pentictonvees.ca/preview-vees-return-home-to-host-wild
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2 months ago  ·  

CONTACT US

Penticton
414 Ellis Street, V2A 4M2 T. 250.492.4320  TF. 888.225.6633 info@underwriterspenticton.com
Mon-Fri 8:30am-5:00pm | Sat 9:00am-1:00pm | Closed Stat Holidays

Valemount
1222 5th Ave, V0E 2Z0 T. 250.566.4464
TF. 888.225.6633 info@underwritersvalemount.com
Mon-Thur 9:00am-5:00pm | Fri 9:00am-6:00pm | Closed Stat Holidays

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