Buying and Insuring a used vehicle in Penticton

Insuring used cars Penticton

Steps to buying a used vehicle

Buying a used car makes sense financially, because someone else has already paid for most of its drastic depreciation in value. With thousands of cars available, you’re sure to find one that suits your needs and fits your budget. However, it can also be intimidating, with inflated prices, hidden damage, mechanical problems, liens, impulse buys-we’ve all heard the horror stories. But buying a used car doesn’t have to be that way. By following our recommended steps, you can get an excellent vehicle for a decent price.

Vehicle history reports

A vehicle history report can tell you a lot about a car you’re thinking of buying, such as whether it has been damaged or stolen.

Inspecting a used vehicle

Spot signs of trouble by following our inspection checklist. If you’re serious about the vehicle, we strongly recommend having it inspected by a professional mechanic.

Buying from a licensed dealer

When you buy from a licensed dealer and salesperson, you obtain certain protections. Learn more about car dealers’ responsibilities and get tips on how to recognize an unlicensed dealer posing as a private seller: Vehicle Sales Authority of British Columbia.

Completing the sale and transferring ownership

After arranging payment of the vehicle, you and the seller must fill out a Transfer/Tax Form (APV9T). Then you take this form, plus the seller’s vehicle registration, to any Autoplan broker. At the broker’s, you complete the transfer of ownership.
Once the vehicle is registered in your name, you can get licence plates and insurance for it.

PST on vehicles

If you are buying or importing a vehicle or giving or receiving a gift vehicle there may be provincial sales tax applicable and exemptions may apply. Find out more here

If you have more questions, we’d be happy to discuss them with you!  Pop by Underwriters Insurance office at 414 Ellis Street in Penticton or 1222 5th Ave in Valemount.

 

Source:  ICBC

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CONTACT US

Penticton
414 Ellis Street, V2A 4M2 T. 250.492.4320  TF. 888.225.6633 info@underwriterspenticton.com
Mon-Fri 8:30am-5:00pm | Sat 9:00am-1:00pm | Closed Stat Holidays

Valemount
1222 5th Ave, V0E 2Z0 T. 250.566.4464
TF. 888.225.6633 info@underwritersvalemount.com
Mon-Thur 9:00am-5:00pm | Fri 9:00am-6:00pm | Closed Stat Holidays

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